Maturity of a bond

The repayment of the investor’s principal is known as the maturity of a bond. Bond periods typically range from one year to thirty years.

Term ranges are frequently arranged in the following groups:

  • Short-term: Maturities of up to 5 years

  • Medium-term: Maturities of 5-12 years

  • Long-term: Maturities greater than 12 years

Because the principal will be recovered sooner and short-term bonds often give lower returns, they are generally seen as being more reliable and safer. Longer-term bonds, on the other hand, often provide investors higher total returns to make up for bigger price swings and other market risks.

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